Annuities are a valuable tool that can shape a retirement plan and give security to those who can’t afford to heed the risk that other financial growth products have. Just like other insurance … [Read more...] about Why or Why Not Have an Annuity?
News
Fun Things to Do with Grandkids
Are you a grandparent looking for more fun things to do with your grandchildren? Does it seem like just yesterday they were amused with funny peek-a-boo games and colorful toddler toys, and you can’t … [Read more...] about Fun Things to Do with Grandkids
Are Medicare Premiums Tax Deductible?
Are Medicare Premiums Tax Deductible? The short answer is yes, your Medicare premiums are tax deductible. Like most things regarding insurance and government programs, there is a certain level of … [Read more...] about Are Medicare Premiums Tax Deductible?
How Much Does Insulin Cost in Medicare?
What Will Insulin Cost Me in Medicare? The cost of insulin has been a hot topic for many years. Many people have concerns about how Medicare will cover insulin in comparison to their current … [Read more...] about How Much Does Insulin Cost in Medicare?
The Importance of National Blood Donor Month
January is National Blood Donor Month, an effort to publicize the importance of blood donation and encourage people to donate blood. Continue reading to learn more about donating blood. Different … [Read more...] about The Importance of National Blood Donor Month
What You’ll Learn at a Medicare Workshop
At Twin City Underwriters, we help Medicare enrollees feel more at ease and in control over their healthcare decisions. Many of our long-term clients first get to know us at a free Medicare workshop … [Read more...] about What You’ll Learn at a Medicare Workshop
Does Medicare Cover Depression Screenings?
With the current state of the world, it is no surprise that mental health concerns are on the rise. Awareness of depression symptoms and being proactive in seeking mental health care can make a … [Read more...] about Does Medicare Cover Depression Screenings?
Are You Protected? Why You Should Review Your Life Insurance Policy
Life moves quickly, but it’s important to take time to review your life insurance policies at least once each year. Ensuring everything is up to date within your policy can allow you to feel confident … [Read more...] about Are You Protected? Why You Should Review Your Life Insurance Policy
Fun Things to Do in the Twin Cities this Winter
Liven up wintertime with new events on your social calendar! Check out one of many winter festivals, or consider a fine arts performance at one of our Twin Cities venues. You could also try out a new … [Read more...] about Fun Things to Do in the Twin Cities this Winter
Financial Planning As You Retire
Planning for retirement can bring many emotions - excitement, confusion, and even fear of the unknown. Having confidence in your financial well-being is one of the best ways to establish a joyful … [Read more...] about Financial Planning As You Retire
How to Stay Stress Free This Holiday Season
The holidays! A time for family, friends, and special memories – or at least, that’s what we hope for. Sometimes the holiday season is stressful, lonely, and difficult, and we may even find ourselves … [Read more...] about How to Stay Stress Free This Holiday Season
What Do I Get With Original Medicare?
You spend the first 65 years of your life contributing to Medicare taxes, so naturally, you may wonder: what do you get with Medicare? Are there any options for coverage beyond Original Medicare? This … [Read more...] about What Do I Get With Original Medicare?
Term vs. Whole Life Insurance: What’s the Difference?
When deciding on a life insurance policy that meets your needs, it is helpful to know the options and how they differ. Here, we will review how term life insurance and whole life insurance policies … [Read more...] about Term vs. Whole Life Insurance: What’s the Difference?
Understanding Medicare and Diabetes Coverage
November is National Diabetes Month, making this is an ideal time to revisit the disease's significance and its impact on many lives. An estimated 33% of people 65 and older have diabetes (2022). … [Read more...] about Understanding Medicare and Diabetes Coverage
What Are Annuity Ratings?
When you shop at Amazon or Target, or visit restaurants and retail businesses, ratings help you decide what and where to purchase. This is also important when making impactful decisions, such as … [Read more...] about What Are Annuity Ratings?
Which Medicare Option is Right For Me?
Original Medicare can leave a lot of gaps in your health coverage. For example, there is no maximum out-of-pocket limit on your health care costs when enrolled in just parts A and B. This means that … [Read more...] about Which Medicare Option is Right For Me?
An Introduction to Life Insurance Underwriting
When applying for a life insurance policy, it is helpful to know the different types of life insurance underwriting you may experience as you go through the approval process. Let’s look at what it … [Read more...] about An Introduction to Life Insurance Underwriting
6 Ways to Support Breast Cancer Awareness Month
We are stronger when we face things together! October is Breast Cancer Awareness Month and a chance to show support for the many people in our communities affected by breast cancer. Here are several … [Read more...] about 6 Ways to Support Breast Cancer Awareness Month
Common Medicare Scams in 2022
Medicare scams have seen a staggering rise in the past few years. If you are on Medicare or are nearing your Medicare eligibility, you have likely received countless mailers, seen the … [Read more...] about Common Medicare Scams in 2022
Understanding Multi-Year Guaranteed Annuities
What is a MYGA? MYGA stands for Multi-Year Guaranteed Annuity. This specific type of annuity offers a guaranteed fixed interest rate for an established period of time selected by the owner (e.g. 4% … [Read more...] about Understanding Multi-Year Guaranteed Annuities
What is ANOC and Why Is It Important?
As autumn arrives, Medicare recipients will be bombarded with Medicare mail. Most of the time, it is just advertisements from organizations trying to sell you what they have to offer. However, there … [Read more...] about What is ANOC and Why Is It Important?
Buying Life Insurance for the Grandkids
As you age, it may be important to leave a piece of life’s greatness to your future generations. That can mean sharing an heirloom that has been passed down from prior generations, contributing … [Read more...] about Buying Life Insurance for the Grandkids
Medicare Commercials: Deciphering Fact from Fiction
Prepare yourself: we are about to enter the season of Medicare advertising. Soon you won’t be able to escape the barrage of mail, television, and online commercials about Medicare. Insurance … [Read more...] about Medicare Commercials: Deciphering Fact from Fiction
Get to Know Your Medicare Team at Twin City Underwriters
At Twin City Underwriters, we know how overwhelming the Medicare journey can be. Before joining, you’ll find yourself wondering – When do I apply? What type of plan is right for me? What … [Read more...] about Get to Know Your Medicare Team at Twin City Underwriters
What is a Fixed Annuity?
With multiple kinds of annuities available, it is important to know how each of them works. Looking at an annuity in its entirety, the common goal is to increase the value of the amount vested and … [Read more...] about What is a Fixed Annuity?