IRMAA stands for Income Related Monthly Adjustment Amount. In short, IRMAA is a potential extra charge added to your Medicare Part B or Part D premium that is determined based on your income. In … [Read more...] about What is IRMAA?
When comparing Medicare Part D plans, it’s important to consider all the details. Medicare prescription deductibles are one of the factors that will impact the overall cost of your plan. Here’s what … [Read more...] about Medicare Prescription Deductibles: What You Need to Know
What are Medicare Star Ratings? Medicare star ratings rank Medicare plans from 1 to 5 stars, with 5 being the highest. Any plan that has lower than 3 stars for three years in a row will be flagged as … [Read more...] about Do Medicare Star Ratings Matter?
When you’re enrolling in Medicare or choosing a new Medicare plan, it’s important to understand the options and process. However, we know that Medicare can be confusing! To make it easier, we’re … [Read more...] about 7 Medicare Facts You May Not Know
The Medicare Annual Election Period (AEP) runs from October 15 to December 7. This is when you can join a new Medicare plan or make changes to an existing plan. Unless you experience a qualifying … [Read more...] about Why It’s Important to Review Your Medicare Plan Information
There are many Medicare terms and acronyms that can be confusing, whether you’re new to Medicare or have been receiving coverage for years. The Annual Notice of Chance, or ANOC, may be one. But the … [Read more...] about Why You Should Schedule an ANOC Meeting
Today, we’ll discuss Original Medicare in-depth. This will help you understand what it is, what type of coverage it includes, the cost of the plan, and if it fits your needs. What is Original … [Read more...] about Will Original Medicare Meet My Coverage Needs?
Whether you’re new to Medicare or have been covered by Medicare for years, it can be confusing to sort through the options and choose a plan that meets your needs. The Twin City Underwriters’ … [Read more...] about The SurePlan® Medicare System Makes Medicare Decisions Easy
What is the donut hole? Will it affect me? When will that happen and how long does it last? You may have heard the phrase “Donut Hole” when it comes to Medicare. Unfortunately, this isn’t referring to … [Read more...] about What is the Medicare Donut Hole?
Whether you’re recovering from an injury, a planned medical procedure, or simply need extra care following a hospitalization, skilled nursing services can cover care needs during the transition … [Read more...] about Are Skilled Nursing Services Covered by Medicare?
If you or a loved one is admitted to the hospital, whether for a routine procedure or an unexpected illness, it can be a stressful experience. Of the many details to keep track of, the patient’s … [Read more...] about Why Hospital Admittance Classification Could Impact Medicare Coverage
It often feels like we hear about a new scam targeting seniors nearly every day. And while it’s true that Medicare fraud and similar schemes can be incredibly harmful, you can save yourself the worry … [Read more...] about Tips to Avoid Medicare Fraud
Has your Medicare plan unexpectedly denied coverage for a doctor visit, medical procedure, prescription medication, supply item or hospital stay? You have the right to appeal, and for that appeal to … [Read more...] about 6 Tips for Filing a Medicare Appeal
Are you currently enrolled in a Medicare Advantage Plan or are you thinking of joining a Medicare Advantage Plan? Here are the top questions we receive about Medicare Advantage Plans and what you need … [Read more...] about Frequently Asked Questions About Medicare Advantage Plans
The health of your mouth, teeth and gums can greatly affect your overall health and wellbeing. Therefore, maintaining oral and dental health is increasingly important. For seniors, having affordable … [Read more...] about Dental Coverage for Medicare Recipients
For most people, the earliest you may start your Medicare is the first day of the month you turn 65. But the information gathering process starts long before that. Your research will likely begin … [Read more...] about Where to Find Medicare Information Meetings in Minnesota
Whether you’re new to Medicare or have been enrolled for years, figuring out when you’re able to enroll or make changes to your plan can be difficult. There is a set timeframe for when you’re first … [Read more...] about What Are Medicare Election Periods?
Diabetes currently affects more than 3.3 million Medicare beneficiaries. Medicare Part D changes, specifically Insulin coverage and related expenses, are about to change. What does this mean for you? … [Read more...] about Insulin Coverage Through Medicare Part D
Medicare plans and options can be difficult to decipher on your own. As deadlines near, the pressure to choose can be overwhelming. Eliminate the stress of Medicare selection and enrollment with the … [Read more...] about How to Find a Medicare Insurance Broker in Minneapolis
Prescription drug costs can be a significant out-of-pocket expense. However, you may be eligible for a government program that helps pay for Medicare Part D prescription drug costs. In this blog, … [Read more...] about What is Low Income Subsidy for Medicare Prescription Drug Coverage?
Choosing a Medicare plan isn’t easy. There are an almost endless number of options and it can be confusing to understand your options. When comparing plans, follow these guidelines from Medicare.gov … [Read more...] about What to Consider When Comparing Medicare Plans
Each fall, everyone who is in a Medicare plan will receive an important document in the mail – a Plan Annual Notice of Change. What is a Plan Annual Notice of Change (ANOC)? An ANOC is a Plan … [Read more...] about How to Get Info About Plan Annual Notice of Change in 2020
If you currently have Medicare Part A and are thinking of fully transitioning to Medicare, you may be wondering what you need to do to apply for Medicare Part B. With the current pandemic, there have … [Read more...] about How to Apply Online for Medicare Part B During a Special Enrollment Period
Navigating Medicare on your own is overwhelming and confusing. That’s why many people use the services of a Medicare insurance broker when it’s time for them to sign up for Medicare. What is a … [Read more...] about How to Choose a Medicare Insurance Broker
As you turn 65, if you’re still working you may be able to stay on your employer insurance. For many people in this position, they may not know if it’s better to keep their current insurance or switch … [Read more...] about Is Medicare Better Than Employer Insurance?